We've been in business for a long time and have learned a thing or two about financial products. We have also done mountains of research and developed strong partnerships along the way. We put this to work for you with our comprehensive Cornerstone Planning model.

No matter what your unique needs, we can help you to create a plan that will meet all of your financial goals. The products and services we offer can be mixed and matched for your ideal plan to become the cornerstone for your financial future.

cor-ner-stone: n. a basis, a vital foundation.

Living in a fast paced, do-it-yourself world has allowed us to become very independent. While independence is beneficial in many facets of our lives, we understand how financial planning can be an intimidating place for even the most experienced investor. Why not leave some of the investigative work to us? We will help you discover a long term financial plan that can be built to suit your needs.

We have access to all the products you will find. And we can arrange it for you at no additional cost...not a penny. How? Because we earn a commission for your business. We do the work, using our knowledge and connections, and help you find the best plan - your cornerstone - from a full product selection. It's all very simple.

The Cornerstone® of financial independence is not a privilege of the rich... it's a plan for the wise.

So, what exactly is Cornerstone planning? How is it different? Cornerstone planning is built on shrewd risk analysis. Follow along for a glimpse of how it works.

Time Horizons
Time is a vital factor for building wealth. Whether you are just starting out or close to retirement, we can show you how important it is to start saving today...and how easy it is.

Personal Philosophy/Investment Objectives
How much risk can you bear? What are your needs today? How much of your investment must be accessible? Every investment portfolio requires different portions of liquidity, income and growth. We help you to determine the perfect mix for you.

Fiscal Agents: A partnership on
your financial success

Asset Allocation
Once we understand your personal philosophy and determine your investment objectives, we can help you decide where your assets will work hardest for you. We will combine our experience and your information to find the solution that will build your future security, while providing the security you require to be happy today.

Security Selection
Once we have worked through the steps described above, you have the information you require to divide your assets and plan your future wealth. This is where we really shine. With over 200 products to choose from, and a vast amount of experience, we can help direct you to the best products to fit within your plan.

And that's it. A simple, elegant process to lead you painlessly to the right decisions. Of course, it is only simple because we have so much experience and so many products to offer.

1-866-4-Fiscal
(1-866-434-7225)
www.fiscalagents.com

25 Lakeshore Road West, P.O. Box 5000, Oakville ON L6J 5C7