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IP-Profiler - Banking Accounts
Chequing Savings Accounts

Today's investor has no shortage of investment options to choose from. We believe so strongly in our mission to make money management easy for our clients that we went and had it registered as our Trade Mark - Money Management Made EasyŽ.

We want you to profit from our research. This section provides a base reference source of investment products in a simple format. The information outlined below is provided to give an overall illustration of parameters that may be in effect for this investment product.

Investment Product  
P r o f i l e r: 
Chequing Savings Account
Questions to Ask: Answers you may find:
Interest Calculated: Minimum semi-annual balance.
Interest Credited: Semi-annually (April 30 & October 31st)
Charge Per Cheque: If minimum monthly balance is over $1,000 withdrawal fees are waived, otherwise $0.60 per withdrawal or cheque, $0.40 per ATM transaction. 
1 free cheque per each payroll credit made by Account holder's employer 1 additional free cheque for every $200 minimum quarterly balance. 
Interac - $1 per transaction 
Plus System -$2.20 per transaction.
Statement/Passbook: Passbook or statement. 
Cheques not returned.
Service Charges: Interact direct payment $0.30 
NSF $20 
NSF: $18.50 
$5 if cheque is paid (+ regular overdraft interest charge).
Transfer: Client prepared - free 
Telephone - $4.50 
Mail - $4.50 
Mail Advice $2
Overdrafts: $1.10 per month per Item plus 17.75% per annum interest. 
Charges for Personalized Cheques: Approximately $12.99 for 200 cheques. 

Data extracted from The Fiscal Reports - Self-Directed Registered Retirement Savings Plans, Report # 10 and provided as a generic product illustration only - issuers of such products may have some, but not all of the features shown .

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