 |
IP-Profiler - Banking Accounts
Personal
Chequing Accounts
Today's
investor has no shortage of investment options to choose from. We believe
so strongly in our mission to make money management easy for our clients
that we went and had it registered as our Trade Mark - Money Management
Made EasyŽ.
We want you to profit from our research. This
section provides a base reference source of investment products in a
simple format. The information outlined below is provided to give an
overall illustration of parameters that may be in effect for this investment
product.
Investment Product
P
r o f i l e r: |
Personal
Chequing Accounts |
| Questions
to Ask: |
Answers
you may find: |
| Charge
Per Cheque: |
$0.60 |
| Service
Charge: |
Minimum
monthly charge $1 unlimited cheques free if daily closing balance
exceeds $1,000., Otherwise $0.40 per cheque, withdrawal or transfer.
One free debit for each pre-arranged payroll credit.
Issuers ATM - $0.30
Direct payment card transactions $0.30 each.
Direct payment card transactions in U.S. - $0.55 |
| Statement
or Passbook: |
Monthly
Statement or passbook cheques not returned.
Cheque
return option $0.25 per item, minimum $3.
|
| NSF: |
$19 |
| Transfers: |
One
time "pre-arranged payment" set-up fee $4.25
thereafter $1.50.
Telephone $5
Regular in-branch transfer fee - $0.75 cents
24 Hour Service Line - $0.30 |
| Overdrafts: |
$10/day
plus applicable interest
Overdraft transfers between accounts:
manual - $3.50
automatic - $1.50.
Lines of credit available:
1) 18.5% annually
2) Line of Credit - prime + 0%-prime+4%
|
Charges
for
Personalized Cheques: |
Approximately
$11 for 200 cheques + shipping and tax
|
Data
extracted from The Fiscal Reports - Personal Chequing/Saving Accounts,
Report # 1 - 5 and provided as a generic product illustration only
- issuers of such products may have some, but not all of the features
shown .
|
