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IP-Profiler - Banking Accounts
Personal Chequing Accounts

Today's investor has no shortage of investment options to choose from. We believe so strongly in our mission to make money management easy for our clients that we went and had it registered as our Trade Mark - Money Management Made EasyŽ.

We want you to profit from our research. This section provides a base reference source of investment products in a simple format. The information outlined below is provided to give an overall illustration of parameters that may be in effect for this investment product.

Investment Product  
P r o f i l e r: 
Personal Chequing Accounts
Questions to Ask: Answers you may find:
Charge Per Cheque: $0.60
Service Charge: Minimum monthly charge $1 unlimited cheques free if daily closing balance exceeds $1,000., Otherwise $0.40 per cheque, withdrawal or transfer.
One free debit for each pre-arranged payroll credit.
Issuers ATM - $0.30
Direct payment card transactions $0.30 each.
Direct payment card transactions in U.S. - $0.55
Statement or Passbook:

Monthly Statement or passbook cheques not returned.
Cheque return option $0.25 per item, minimum $3.

NSF: $19
Transfers: One time "pre-arranged payment" set-up fee $4.25
thereafter $1.50.
Telephone $5

Regular in-branch transfer fee - $0.75 cents
24 Hour Service Line - $0.30
Overdrafts: $10/day plus applicable interest
Overdraft transfers between accounts:
manual - $3.50
automatic - $1.50.
Lines of credit available:
1) 18.5% annually
2) Line of Credit - prime + 0%-prime+4%
Charges for
Personalized Cheques:
Approximately $11 for 200 cheques + shipping and tax

Data extracted from The Fiscal Reports - Personal Chequing/Saving Accounts, Report # 1 - 5 and provided as a generic product illustration only - issuers of such products may have some, but not all of the features shown .



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