Today's
investor has no shortage of investment options to choose from. We believe
so strongly in our mission to make money management easy for our clients
that we went and had it registered as our Trade Mark - Money Management
Made EasyŽ.
We want you to profit from our research. This
section provides a base reference source of investment products in a
simple format. The information outlined below is provided to give an
overall illustration of parameters that may be in effect for this investment
product.
Investment
Product
P r o f i l e r: |
Senior
Citizens Benefit Plans |
| Questions
to Ask: |
Answers
you may find: |
| Minimum
Age: |
59 |
| Joint
Accounts: |
Joint Account with spouse under 59 - benefits apply to both. |
|
Type of Accounts Offered:
Daily
Interest Savings Accounts:
|
Daily
Interest Savings Account |
|
Savings
Non-Chequing Accounts:
|
N/A |
|
Chequing
/ Savings Accounts:
|
Basic
Banking Account |
|
Daily
Interest Chequing Accounts:
|
Investor Daily Interest Chequing Account
U.S. Dollar Daily Interest Account |
|
Chequing
Accounts:
|
True
Chequing |
| Special
Rate Offered to Seniors on Accounts: |
1/2% higher on Daily Interest Savings Account. |
| Accounts
With Free Chequing: |
Investor Daily Interest Chequing Account
Basic Banking Account
Chequing Account
U.S. Dollar Daily Interest Account |
| Money
Orders: |
Free |
| Type
of I.D.: |
System Coded |
| Personalized
Cheques: |
Free |
| Transfers
Between Accounts: |
Free
(if prepared by branch) |
| Any
Branch Banking: |
Yes |
| Types
of Travelers Cheques Offered Free: |
VISA
/ Mastercard /American Express
Thomas Cook for foreign currencies |
| Payment
of Utility Bills at Institution: |
Free |
| Annual
Reduction on Safety Deposit/Safekeeping Charges: |
$15 maximum reduction on any number of safety deposit boxes or safekeeping
fees. |
Bank
by Mail
Postage Paid pre-addressed: |
Not
offered. |
| Direct
Deposit of Pension CCP / or Investment Income: |
Free |
| Terms
/ Minimum for GIC Interest Paid Monthly: |
1
- 5 years
$5,000 minimum |
| GIC
Bonus Rates Offered: |
1/8%
on monthly pay GIC
1/4% on Semi annually pay GIC
|
| Other: |
Drafts
free in any currency.
Free commissioner of Oaths service available at all branches
Reduced cost of Will consultation
Free Travel service
Free certification of cheques on aforementioned Accounts.
No processing fee for foreign currency cheques drawn or deposited
on seniors Canadian Accounts.
No charge for stop-payments.
A Newsletter is sent out quarterly. |