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IP-Profiler - Retirement
Fixed Term GICs Non-Cashable

Today's investor has no shortage of investment options to choose from. We believe so strongly in our mission to make money management easy for our clients that we went and had it registered as our Trade Mark - Money Management Made EasyŽ.

We want you to profit from our research. This section provides a base reference source of investment products in a simple format. The information outlined below is provided to give an overall illustration of parameters that may be in effect for this investment product.

Investment Product 
P r o f i l e r: 
RRSP - Fixed Term (GICs) Non-Cashable
Questions to Ask: Answers you may find:
Minimum Deposit: $500
Terms: 6 - 84 months. Please Note:- Some companies issue fixed term RRSPs past 60 months (5 years) without Deposit Insurance. Deposit Insurance covers (GIC type) investments with maturities less than 5 years.
Rate Guarantee Period:
Transfers In:
60 Days
35 Days
Interest Compounded and Reinvested: Interest compounded annually on anniversary date and paid at maturity.
Maturity Notice / No Instructions Received: Notice sent 21 - 35 days prior to maturity.
If without instructions, investment is reinvested for same term, same option.
Fees: Full or partial withdrawal or transfer $25.
If multiple withdrawals or terminations are made at same time, only one fee is charged.
Pre-maturity RRSP Transfer for
Early Purchase of RRIF
or Annuity Internally or Externally / Penalty:
Yes, internally or family product - no penalty.
External - subject to maturity restrictions.

Data extracted from The Fiscal Reports - Registered Retirement Savings Plans, Report # 9-4 and provided as a generic product illustration only - issuers of such products may have some, but not all of the features shown below.


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