January 2007

What's your most valuable asset?

Many people think its your home, car or investment account that's the most valuable asset. But we believe that your most valuable asset is your ability to provide all the things that make your lifestyle possible.

Can a price be put on it? The table below provides a insightful measure - It charts the earnings you make over a lifetime. You've insured your home and car for its replacement value. Have you insured your income and provided for your dependents to the same extent. Life insurance can be the answer for your loved ones. Disability and/or critical illness insurance is designed to replace income loss and meet ongoing expenses.

How much are you insured for? Considering yourself under-insured? Call Fiscal Agents Insurance Ltd - 905-844-7700.

Based on your current annual income, these are your potential earning to age 65
(assuming a 5% increase each year)
At age $24,000 $36,000 $48.000 $60.000 $72,100 $84,000 $96,000 $120,000 $180.000
25 2,899,195 4,348,792 5,798,389 7,247.986 8,697,584 10,147,181 11,596,778 14,495,973 21,743,960
26 2,738,281 4,107,421 5,476,561 6,845,701 8,214,842 9,583,981 10,953,122 13,691,403 20,537,105
27 2,585,029 3,877,544 5,170,058 6,462,573 7,755,087 9,047,602 10,340,116 12,925,146 19,387,719
28 2,439,075 3,658,613 4,878,151 6,097,688 7,317,226 8,536,764 9,756,301 12,195,377 18,293,065
29 2,300,072 3,450,108 4,600,143 5,750,179 6,900,215 8,050,251 9,200,287 11,500,359 17,250,539
30 2,167,687 3,251,531 4,335,375 5,419,218 6,503,062 7,586,906 8,670,750 10,838,437 16,257,656
31 2,041,607 3,062,411 4,083,214 5,104,018 6,124,821 7,145,625 8,166,428 10,208,036 15,312,053
32 1,921,531 2,882,296 3,843,061 4,803,826 5,764,592 6,725,357 7,686,122 9,607,653 14,411,479
33 1,807,172 2,710,758 3,614,344 4,517,930 5,421,516 6,325,102 7,228,688 9,035,860 13,553,790
34 1,698,259 2,547,388 3,396,518 4,245,647 5,094,777 5,943,906 6,793,036 8.491,295 12,736,943
35 1,594,532 2,391,799 3,189,065 3,986,331 4,783,597 5.580,863 6,378,129 7,972,662 11,958,993
36 1,495,745 2.243,618 2,991,490 3,739,363 4,487,235 5,235,108 5,982,980 7,478,726 11,218,089
37 1,401,662 2,102,493 2,803,324 3,504,155 4,204,986 4,905,817 5,606,648 7,008,310 10,512,465
38 1,312,059 1,968,089 2,624,118 3,280,148 3,936,177 4,592,207 5,248,236 6,560,296 9,840,443
39 1,226,723 1,840,084 2,453,446 3,066.807 3,680,169 4,239,530 4,906,892 6,133,615 9,200,422
40 1,145,450 1,718,176 2,290.901 2,863,626 3,436,351 4,009,076 4,581,801 5,727,252 8,590,878
41 1,068,048 1,602,072 2,136,096 2,670,120 3,204,144 3,738,168 4,272,192 5,340,240 8,010,360
42 994,331 1,491,497 1,988,663 2,485,829 2,982,994 3,480,160 3,977,326 4,971,658 7,457,486
43 924,125 1,386,188 1,848,250 2,310,313 2,772,375 3.324,438 3,696,501 4,620.626 6,930,939
44 857,262 1,285,893 1,714,524 2,143,155 2,571,786 3,000,417 3,429.048 4,286,311 6,429,466
45 793,583 1,190,374 1,587,166 1,983.957 2,380,749 2,777,540 3,174,332 3.967,915 5,951,872
46 732,936 1,099,404 1,465,872 1,832,340 2,198,808 2,565,276 2,931,744 3.664,681 5,497,021
47 675,177 1,012,766 1,350,354 1,687,943 2,025,532 2,363,120 2,700,709 3.375,887 5.063,830
48 620,169 930,253 1,240,338 1,550,422 1,860,506 2,170,591 2,480.675 3.100,844 4,61,266
49 567,780 851,670 1,135,560 1,419,450 1,703,339 1,987,229 2,771,119 2,838,900 4,258,349
50 517,886 776,828 1,035,771 1,294,714 1,553,657 1,812,599 2,071,542 2,589,428 3,884,142
51 470,367 705,551 940,734 1,175.918 1,411,102 1,646,285 1,881,469 2,351,838 3,527,754
52 452,112 637.667 850,223 1,062,779 1,275,335 1,487,891 1.700,446 2,125,558 3.188.337
53 382,011 573,017 764,022 955.028 1,146,033 1,337,039 1,528,044 1,910,056 2,865,083
54 340,963 511,444 681,926 852,407 1,022,889 1,193,370 1,363,852 1,704,815 2,557,222
55 301,869 452,804 603,739 754,674 905,608 1,056.543 1,207,478 1,509,348 2,264,021