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CI Mutual Funds Inc. FULPAY PLUS™ review
As an investor, one of your primary objectives is to make investments that have solid growth potential over the long term. But in today’s volatile markets, you may be worried about losing some of your hard-earned capital. So how can you invest to grow your savings without the risk of losing your capital?

High Yield savings accounts offer great value
When was the last time you found savings accounts with rates of return higher than the many of the GIC rates offered by the major banks? Most of the time conservative investors have to make a decision as to how much of their capital to keep liquid at low savings rates and how much to tie up in fixed investments for the benefit of higher interest. The current low interest rate environment however has revealed some startling differences among institutions and their rate offerings, that make the savings account option much more appealing.

Savings builds character
Your savings, believe it or not, affect the way you walk, the tone of your voice. In short, your physical well-being and confidence. A person without savings is always running. They must. They must take the first job offered, or nearly so. They sit nervously on life's chairs because any small emergency throws them into the hands of others.

Saving vs. investing (Women: Appreciating your worth)
While women are coming to recognize the need to save for their futures, many are still uncomfortable with the idea of investing. As a result, most women hold their RSP money in guaranteed investment certificates GICs and savings accounts. According to Decima Research, 43 per cent of Canadian women held GICs and term deposits in their RRSPs in 1995, while only 32 per cent held mutual funds.

GIC savers in a dilemma
If you have GICs maturing now should you park the money in a savings account and wait for rates to rise or should you invest now because rates could still go lower?

Setting up a regular savings/investment plan
One of the best way to buy mutual funds or any savings program is by making automatic purchases every month. Regular investing has three important advantages.

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