Since 1977, our financial products survey system has been a trusted impartial resource for newspapers such as the Toronto Star, Globe and Mail and National Post. Regional media, websites and TV producers also turn to us for accurate up-to-date information.
Now you can plug in yourself and also use our free tools to see where you stand and where you might be heading. Want to know still more? A Fiscal Agents advisor can help analyze and fine-tune this information to produce a customized comprehensive financial plan.
Below you’ll find a series of links to our financial services collection of guaranteed investment distribution partners.
Guaranteed Investment Certificates (GICs) and Short-term Deposits: Rates and Tools
Want to compare rates on GICs? Every day we update rates for varying payment schedules and term lengths.
Guaranteed Investment Certificate (GIC) Rates
Our daily-updated GIC rate tables provide you with a complete picture of what products are currently available to our clients. Terms range from 1-5 years for annual, semi-annual, quarterly, monthly and compound annual payments. Available cashable (redeemable) products are also provided. Each product shown will also indicate their minimum purchase amount.
Short-Term GIC Rates
For clients looking for a GIC product with a term of less than a year, our daily-updated Short-Term Deposit rate table lists products currently avaiable for a variety of terms – with ranges from 30 to 364 days. Each product shown will also indicate their minimum purchase amount.
GIC Laddering Explained – Interactive Demonstration
Curious about GIC Laddering or how it can benefit your own situation? Simply specify a starting amount to invest and the interest payment frequency, and from there we’ll show you what to expect in a traditional GIC ladder configuration, using products currently available from our GIC rate table.
GIC Live Rate and Return Comparison Calculator
Displays the difference in accrued interest between 2 rates over varying deposit amounts and time periods. You can compare rates you select yourself, or those currently offered on our rate tables, and produce a detailed report of the resulting figures as well.
The Registered Deposit Broker’s Association (RDBA) has produced the Broker Advantage Index – an interactive illustration of how much more in interest income can be achieved from RDBA deposit broker members, versus the rates available at the top Canadian banks.
Retirement Savings and Income: Rates and Tools
It’s always the right time to start saving for your retirement. Here is detailed information to help you make the choice that’s right for you. Or, if you’re near the age where it’s time to turn on the RRIF tap, here are rates for 1-20 years, as well as RRIF savings accounts.
TFSAs and Savings Accounts: Rates
See for yourself the highest rates available on TFSA deposits and daily interest savings accounts.
Mortgages: Rates and Tools
Hunting for a new or renewal mortgage? What’s the difference in cost between open and closed, fixed and variable, short- and long-term? How much interest can a prepayment save? And more. See for yourself right here.
Available financial tools and worksheets related to Mortgages:
Available financial tools and worksheets related to Mortgages:
