IP-Profiler - Investments / Deposits
investor has no shortage of investment options to choose from. We believe
so strongly in our mission to make money management easy for our clients
that we went and had it registered as our Trade Mark - Money Management
We want you to profit from our research. This
section provides a base reference source of investment products in a
simple format. The information outlined below is provided to give an
overall illustration of parameters that may be in effect for this investment
P r o f i l e r :
U.S. Certificate of Deposit
|Questions to Ask:
you may find:
Long term 1,2,3,4,5,6 (not covered under CDIC)
need not be surrendered at maturity. Certificates available upon request
but must be surrendered at maturity.
Payment Frequency /
are Cheques with J.T.W.R.T.S Worded:
(and, or, and/or) Mary
As GIC registration indicates.
anniversary date, semi-annually, quarterly, monthly or weekly from
maturing on anniversary
date / business day:
weeks prior to payment date, or same day if Direct deposit.
years only (annual)
only with Issuer.
/ Redemption Penalty:
within 30 days after purchase/renewal date, no interest paid. No partial
Cashable / Transferable upon death:
probate (if over $20,000)
copy of death certificate
of Indemnity / Power of attorney - small estate
if issuer is the executor; if not $5 per certificate, max $25.
In addition of what type of note is
issued we wish to point out that upon maturity, we are referring to whether
or not the certificate or confirmation need be surrendered in order for
redemption to take place.
1. Where does the transfer of ownership
take place? (i.e. Head Office or Branch)
2. How long does transfer take?
3. Are there any charges?
4. What date is the certificate re-issued
Data extracted from
The Fiscal Reports - Investment Instruments Report # 5 - 1 are
provided as a generic product illustration only - issuers of such products
may have some, but not all of the features shown below.
The Fiscal IP-P r o f i l e r Reports
© 1998 FISCAL AGENTS Financial Services Group
All rights reserved