Today's
investor has no shortage of investment options to choose from. At Fiscal
Agents we believe that an informed investor is our strongest asset and
as such, our financial advisors have an open-door approach to the financial
services marketplace. We can help guide you through many types of investments
decisions.
We believed
so strongly in our mission to make money management easy for our clients
that we went and had it registered as our Trade Mark - Money Management
Made Easy®.
We want
you to profit from our research. This
section provides a base reference source of investment products in a
simple format. The information outlined below is provided to give an
overall illustration of parameters that may be in effect for this investment
product.
Investment
Product
P r o f i l e r: |
Monthly
Service Packages |
| Questions
to Ask: |
Answers
you may find: |
| Monthly
Fee: |
$9.25 |
| Type
of Accounts: |
1) Investment Chequing
2) Investment Savings (statement/passbook)
|
| Interest
Calculated: |
Daily
interest chequing
Zero - $1,000
$1,000 - $3000
$3,001 - $5,000 and over
Investment Savings - daily |
| Interest
Credited: |
Monthly |
| Chequing
Privileges: |
First 20 no charge thereafter .50 each. No charge in branch withdrawals
or ATM and debt card free. |
| Personalized
Cheques: |
No charge |
| Cheques
Returned/Fee: |
Yes, Statement Account option reduction of 50% |
| Transfers
Between Accounts: |
Free
Limit of 2 Accounts within plan. |
Type
of Credit Card Offered
(*Mandatory): |
No Fee Mastercard / Visa*
Gold Mastercard / Visa
Prime Plus Mastercard / Visa |
| Credit
Card Annual Fee: |
No Fee Mastercard / Visa- None
Gold Mastercard / Visa - $60.00 annually
Prime Plus Mastercard /Visa- $18.00 annually. |
| Credit
Card Interest Rate: |
No Fee Mastercard / Visa- 18.90%
Gold Mastercard / Visa- 18.90%
Prime Plus Mastercard / Visa - 12.75% |
| Overdraft
Protection / Fee: |
OPTIONAL:
1. Casual Overdraft of $50
2. Personal credit reserve up to $5,000 to qualifying customers.
3. Pre-arranged transfer of funds. |
| Money
Orders: |
Free - U.S., CDN, Pounds Sterling. |
| Canadian
/ U.S. Drafts: |
Canadian - No charge
U.S. and Sterling $3.500 |
| Other
Currencies: |
Negotiation of foreign currency - no handling charge for cheques or
cash. |
Certification
of Cheques /
Third Party: |
Free
Third Party: - $7 |
Types
of Travelers Cheques
Offered Free: |
American Express
Mastercard
Thomas Cook
Visa |
Annual
Reduction of
Safety Deposit Box
Safekeeping Charges: |
$12 annual reduction on safety deposit box only. Safekeeping is free. |
| Payment
of Utility Bills: |
Free |
| Auxiliary
Cards: |
ATM Debt - Plan Card. |
| Any
Branch Banking: |
Yes |
Reduction
in Interest Rate
on Personal Loans: |
None |
| Other: |
Plan Fee Waived if:
Min. $10,000 - Investment Chequing
Min. $20,000 in any savings acct.
50% reduction if:
Min. $6,000 in - Investment Chequing
Min. $10,000 in any savings account.
Spousal plans - 50% reduction.
Telephone service: on both plans. |
IP-Profiler - Other Banking Services
